Money Saving Ideas
Money saving ideas to help you plan for your baby.
I swear by this! For groceries be sure to check out mysupermarket.co.uk - It works like a price comparison site, whereby you can load up your online shopping trolley but before you buy you can see a comparison of how much the same items would cost in other online supermarkets - the difference can be quite staggering!
mySupermarket helps you shop, compare and get the best possible price for your grocery shopping at Tesco, ASDA, Sainsbury’s or Ocado. Pick a supermarket and import your Favourites, or browse our Top Offers and Shelves.We’ll help you save money and calories within your supermarket, or by switching to another. MySupermarket is quick, easy and free to use – and very addictive!
Saveonyourbills have been running our energy market leading gas and electricity price comparison service in the United Kingdom since 1999.
Their aim is simply to “help you save money” by comparing gas and electricity products from the UK energy suppliers to help you find the best deal and change to the chosen supplier hassle free.
We saved over £100 on just our gas bill alone! It is amazing how much you can save just by taking a night out looking into it.
While you’ll pregnant?
Save as much as possible before the baby is born, regardless of your future plans. It’s sensible advice for everyone to have three months’ emergency money up your sleeve and if you haven’t got it already, the last few months of your working life before birth are a good time to build it up. Chances are you’ll be too tired to go out and may not feel like buying new clothes. So use your surplus income wisely.
Single parent income tips
1. Go slowly. You’re not going to change overnight.
2. Be committed.
3. Borrow books from the library on how to save money.
4. Find which money saving techniques work for you and stick to them
5. Think of ways to save money on your grocery bills such as avoiding costly pre-prepared foods.
6. Make a note in your diary to review your personal finances at least every six months.
7. Work with a friend who also wants to save money.
Washable Nappies
Mums-to-be debating whether to use disposable nappies or reusables should know that many local councils now offer a grant of £30 to help with the initial cost of washables.
Give them a call and see if they also have a nappy lending kit so you can try out real nappies - and save yourself the £1,000 it’ll cost you in disposables before your tot finally starts using his potty.
Unwanted Stuff
Don’t be afraid to ask your midwife and/or health visitor for help, they visit lots of mums who are only too glad to give up unwanted items, also your health visitor can help with items such as safety gates, fire guards etc.
Take Advantage
Take advantage of all the free samples and vouchers you get in your Bounty pack for a start!) Work out a budget and stick to it. You will have to make some lifestyle changes, but we don’t miss our Friday night takeaway. Even things like shopping around for a new mortgage and changing our gas and electric suppler saved us some pennies. It may be a bit of an adjustment at first but it is amazing how quckly you will adapt.
Your Loyalty Points
Make a point of using your Boots advantage card or other loyalty cards in the run up to Christmas for weekly household necessities such as toothpaste etc. and bump up your points so you can use them to buy presents. Look out for special ‘double points’ promotions too - many stores have frequent incentives in the run-up to Christmas so take advantage of earning even more points. Read Martin Lewis’s article on the ‘Boots Treasure Trove’ to find out how to take full advantage of all that Boots offers.
